Social Security Disability Insurance (SSDI) benefits fall under Title II of the Social Security Act. The goal of Title II was to provide a federally funded form of social insurance to workers who are no longer able to work because of old age and/or disability.
Workers who have paid into Social Security and who can no longer work due to physical or mental ailments may be eligible for a monthly benefit award under Title II; however, you need not have worked at all in order to be eligible for some monthly benefits.
Social Security Benefits paid under Title XVI of the Social Security Act are referred to as Supplemental Security Income (SSI). Even those persons with physical or mental ailments who have not worked long enough under Social Security’s rules to qualify for SSDI may be eligible based upon the fact that they have limited income, resources, and assets.
Contact Steven Estell at Medlock and Gramlich, LLP today to find out if you may qualify for one of these programs. Stay tuned for the next blog in the Social Security series discussing the qualifications necessary for each program.